InsuranceThought — Blogs About Insurance

Understanding the Health Insurance Selection Process

1. DOES YOUR PLAN COVER YOU ON AND OFF THE JOB? Numerous health insurance plans have specific exclusions that eliminate your benefits for anything that could have been covered under Workers Compensation or similar laws. Now read that last sentence again. COULD HAVE BEEN covered!? That is correct. Most self-employed individuals and even some small business owners do [...]

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When You Need Short-Term Disability Insurance

Qualifying for Short-Term Disability Oftentimes employees who need a brief break from work-related duties due to a particular medical condition or an injury are eligible for short-term disability benefits once he or she has depleted all of the sick leave to which he or she is entitled. Many employers will provide their employees with short-term disability benefits [...]

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Insurance Needs of a Home-Based Business Owner

When you are just beginning your home-based business purchasing insurance coverage for yourself and your family may not be one of your priorities but it is unwise not to make it such. If – or more likely WHEN – disaster strikes, having insurance will make the difference between your business’s success or its failure. Though you [...]

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Insurance Quotes for Small Business Owners – More Than Just a Matter of Cost

Though most of us have extensive time constraints with all we have going on with our business and family lives, it’s important to spend time to getting the insurance quotes necessary to make the best possible choice. In the long run, it will be worth the time spent – you will get the coverage you [...]

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Four Types of Insurance that Could Save Your Small Business

Most of us realize that running a small business comes with its share of risks often undermining the rewards of such an endeavor. Whether you’ve considered it or not, having your small business insured is imperative to its survival; should the unthinkable become a realization, it could easily be the downfall of your company. In [...]

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The Importance of Liability Insurance for the Small Business Owner

Video:  How to Protect Your Assets As a business owner, one of your primary responsibilities is protecting your business, yourself, your employees, and your family against financial disaster by ensuring you have a business liability insurance policy. Essentially, there are three types of liability insurance: General Liability Insurance, which will cover any legal suit that is related to [...]

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