InsuranceThought — Blogs About Insurance

Entrepreneurial Health and Disability Insurance Needs

Health and Disability Insurance for the Entrepreneur One of the greatest concerns a self-employed entrepreneur has is finding affordable health insurance and often, as well, disability coverage. There are myriad decisions to make and a vast number of insurance companies to research. One way to research the companies in your area would be to call and [...]

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Health Insurance – Difficult to Obtain, but Not Impossible

This day and age is probably the toughest health insurance issues my generation will ever see. You may have lost your job or the job you have is dropping your coverage, or maybe they are simply raising your premium and you can no longer afford it. Here are just a few suggestions that may be [...]

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Understanding the Health Insurance Selection Process

1. DOES YOUR PLAN COVER YOU ON AND OFF THE JOB? Numerous health insurance plans have specific exclusions that eliminate your benefits for anything that could have been covered under Workers Compensation or similar laws. Now read that last sentence again. COULD HAVE BEEN covered!? That is correct. Most self-employed individuals and even some small business owners do [...]

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Your Health Insurance Open Enrollment Questions Answered

Open enrollment comes but once a year, so the following information can be useful when deciding on the best insurance plan for you and your family for the upcoming year: What changes can be made to my health plan during open enrollment? If you aren’t currently enrolled in an insurance plan, you can enroll at this [...]

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Understanding PPO Health Insurance

An acronym with which most of us are familiar is “PPO”; what we may not all realize is what it stands for: “Preferred Provider Organization.” This means, essentially, that part of this type of health insurance plan is a network of providers who contract to provide medical services at pre-agreed upon rates in exchange for [...]

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