Tag Archive | "insurance"

Saving Money on Auto Insurance Can Be Done With a Little Effort and Conviction

Wednesday, December 23, 2009

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Auto insurance rates can often be quite prohibitive these days. Many families are struggling to pay their premium each month. And car insurance rates vary all the time. So if car insurance cost is an issue for you, what can you do about it? The auto insurance industry is a massive one. It is also highly [...]

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Combined Life Insurance Offers Advantages Over Regular Life Insurance

Friday, December 18, 2009

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Life insurance is the one of the most sought after and commonly used financial services products. People, in general, have many fears and worries about life – longevity, as well as what could happen in the future. What the future portends is something that arouses our curiosity but also anxiety in the minds of most [...]

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When You Need Short-Term Disability Insurance

Wednesday, December 16, 2009

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Qualifying for Short-Term Disability Oftentimes employees who need a brief break from work-related duties due to a particular medical condition or an injury are eligible for short-term disability benefits once he or she has depleted all of the sick leave to which he or she is entitled. Many employers will provide their employees with short-term disability benefits [...]

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Insurance Needs of a Home-Based Business Owner

Wednesday, December 16, 2009

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When you are just beginning your home-based business purchasing insurance coverage for yourself and your family may not be one of your priorities but it is unwise not to make it such. If – or more likely WHEN – disaster strikes, having insurance will make the difference between your business’s success or its failure. Though you [...]

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Your Health Insurance Open Enrollment Questions Answered

Wednesday, December 16, 2009

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Open enrollment comes but once a year, so the following information can be useful when deciding on the best insurance plan for you and your family for the upcoming year: What changes can be made to my health plan during open enrollment? If you aren’t currently enrolled in an insurance plan, you can enroll at this [...]

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Protecting Your Most Valuable Asset With Homeowner’s Insurance

Tuesday, December 8, 2009

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There are many myths that surround the purchase of homeowner’s insurance of which you should be aware. Here are just a few: Myth #1: All home insurance will cover flood damage. Fact: Your homeowner’s insurance may not (and probably doesn’t) cover damage to your home caused by flooding. If your home is in an area at risk [...]

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Homeowner’s Insurance – Specific Do’s and Dont’s You Should Be Aware Of

Monday, December 7, 2009

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We all want the perfect insurance policy to cover our home – inexpensive rates with excellent coverage; is it possible to have both? The answer, wonderfully, is “yes, you can!” Tips on getting the coverage you need at a price you can afford: DO: Compare multiple rates from various companies using a homeowner’s insurance shopping site. DON’T: [...]

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Insurance Reform – A Good Thing or Bad?

Friday, December 4, 2009

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With the failed universal healthcare proposal made by President Bill Clinton during his administration, it is of little surprise that Obama has his critics when it comes to his ideas for reformation of the current system. What exactly are the main points being made by the opposition? Several of the core problems that experts feel [...]

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Understanding PPO Health Insurance

Thursday, December 3, 2009

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An acronym with which most of us are familiar is “PPO”; what we may not all realize is what it stands for: “Preferred Provider Organization.” This means, essentially, that part of this type of health insurance plan is a network of providers who contract to provide medical services at pre-agreed upon rates in exchange for [...]

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Insurance for Your Business – What Do You Need Most?

Tuesday, December 1, 2009

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There are, as most of us are aware, myriad types of insurance to consider when thinking of what type is right for your particular business, some, of course, being more important than others. Some common forms of business insurance include: 1. Worker’s compensation 2. Malpractice and errors and omissions coverage 3. Disability insurance 4. Liability insurance that covers premises, activities, and products 5. Business interruption insurance 6. Unemployment [...]

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