Tag Archive | "insurance"
Purchasing Long-Term Care Insurance – What You Need to Know
When you are considering the purchase of long-term care (LTC) insurance, there are things you must know before you buy. The cost of an LTC policy will depend on three primary factors: your age, your health, and where you live. Additionally, keep the following in mind: Buy Early The younger you are when you purchase your policy, the [...]
Continue reading...Finding The Best-Rated Auto Insurance Carriers
Thursday, January 14, 2010
In general, one of the main goals of an auto insurance policy consumer is to purchase the cheapest one, “get the best deal,” save money. Price – plain and simple – is important. However there are things you don’t want to overlook when finding a company that can provide a policy at a price that’s [...]
Continue reading...Understanding Auto Insurance Rate Variances
Wednesday, January 13, 2010
Do you own a car? If so, you most likely pay to have it insured. Most of us, though, do not understand why the rates vary so much with individual drivers. Many of us don’t even ask why we pay a certain amount! Auto insurance rates are based on the following factors: Vehicle’s cost/value Vehicle’s characteristics/safety features Vehicle usage Type [...]
Continue reading...Entrepreneurial Health and Disability Insurance Needs
Tuesday, January 12, 2010
Health and Disability Insurance for the Entrepreneur One of the greatest concerns a self-employed entrepreneur has is finding affordable health insurance and often, as well, disability coverage. There are myriad decisions to make and a vast number of insurance companies to research. One way to research the companies in your area would be to call and [...]
Continue reading...Renters Insurance – A Great Way to Be Sure You’re Completely Covered
Friday, January 8, 2010
Renters Insurance is something every renter should consider; though many believe they don’t need it, it can help protect you in the long run. Insurance companies often offer numerous benefits with this type of policy, including protection from enormous medical bills should someone be injured while in your apartment or home. Renters insurance can also [...]
Continue reading...Types of Dental Coverage
Thursday, January 7, 2010
Though you may have excellent health insurance, sometimes even the most comprehensive health insurance plans don’t cover dental care, or will sometimes be restrictive in this area. Purchasing the extra coverage for dental care can be a good way to supplement your existing policy or get the essential coverage for this important service that you [...]
Continue reading...How Young Is Too Young to Purchase Life Insurance?
Wednesday, January 6, 2010
The fact is, you’re really never too young to purchase life insurance. The purpose of having life insurance is to replace an individual’s lost income in the event of a death. When you are young, oftentimes life insurance seems unnecessary; however, whole life insurance can actually help provide you with the opportunity to accumulate cash [...]
Continue reading...Determining Your Auto Insurance Needs
Tuesday, January 5, 2010
Most states, by law, will require you to carry Bodily Injury (BI) Liability and Property Damage (PD) coverage on your auto insurance policy. Though most people understand that they need BI & PD, they don’t have any idea how to determine how much coverage they should have. Try this question: What if your vehicle was involved [...]
Continue reading...Women Can Easily Find Ways to Save On Auto Insurance
Monday, January 4, 2010
If you are a woman looking for inexpensive car insurance, there are likely two primary issues you need to be concerned with: It’s highly possible that if your agent or insurance company recommended a plan to you, you’re probably overpaying by up to 50%. As [...]
Continue reading...Health Insurance – Difficult to Obtain, but Not Impossible
Wednesday, December 23, 2009
This day and age is probably the toughest health insurance issues my generation will ever see. You may have lost your job or the job you have is dropping your coverage, or maybe they are simply raising your premium and you can no longer afford it. Here are just a few suggestions that may be [...]
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Friday, January 15, 2010
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