Unfortunately, there are several myths that surround umbrella liability insurance: It is too difficult to coordinate with an existing insurance policy (i.e. your homeowners) Premiums are too pricey It is only for those who are rich (in other [...]
Continue reading...Wednesday, March 31, 2010
As we quickly move into tornado season, the Property Casualty Insurers Association of America (PCI) is encouraging all homeowners, business owners, and renters to review the coverage they carry and get in touch with an agent or their insurance company to discuss any additional coverage they may need. Tornado season begins in the months of March [...]
Continue reading...Thursday, March 25, 2010
Buyers of disability insurance must be aware that there is no regulation regarding the various terms used in individual long-term disability insurance. The definition of “own occupation” stated within one provider’s contract is not necessarily the same as another’s. As is typical for most of us, the consumer is not likely to read an entire [...]
Continue reading...Thursday, March 18, 2010
The DC insurance regulator announced to the nation this week that he has rescinded the 35% increase in healthcare insurance premiums for the not-for-profit insurer, CareFirst BlueCross BlueShield that had been previously approved. The rate increase was approved in October of 2009, but following a consumer plaint, the agency looked into further approval. Additional details requested [...]
Continue reading...Monday, March 15, 2010
As a business owner, the level of insurance coverage you obtain is completely up to you; you, of course, will want to be sure you are adequately protected, while not paying for insurance that has no relevance to your business. Take into consideration the following when deciding on the best coverage for your unique business: Size: Often, businesses [...]
Continue reading...Friday, March 5, 2010
Most people would probably agree that the Aflac duck is adorable and a great marketing tool; what everyone can’t agree on is whether or not it’s wise to choose one of their many insurance policies. Aflac, a Fortune 500 company based in Columbus, Georgia and founded in 1955 by the Amos brothers, Paul, Bill, and John, [...]
Continue reading...Tuesday, January 26, 2010
Auto insurance companies want your business, especially if you’re a good insurance risk, so much so that they will often offer a discount to customers who fit the description of “good risk.” When asking for quotes be sure to ask companies about any discounts they offer. If you qualify, it can significantly lower your auto [...]
Continue reading...Monday, January 25, 2010
When you purchase insurance, whether it be auto, health, home, renters or life, choosing the right provider should be a major part of your decision-making process. You should remember that cost alone should not be the only deciding factor of who to buy your insurance from. Whichever provider you decide upon, your agent should help [...]
Continue reading...Tuesday, January 19, 2010
Truck drivers and owners generally know that keeping their trucks safe is a primary concern, including – but, of course, not limited to – having a safeguard should the truck be stolen, involved in an accident, or simply fail to function properly. A commercial truck insurance policy will provide this crucial safeguard. It isn’t usually an [...]
Continue reading...Monday, January 18, 2010
Sometimes, your insurance plan terms – or descriptions of provisions and coverages – can be quite difficult to understand. The following is a list of common health insurance coverage terms and what they mean. Deductible A deductible is the amount of money you, as the insured, will need to pay before the benefits from your insurance policy [...]
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Saturday, April 10, 2010
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