InsuranceThought — Blogs About Insurance

Reasons You Need Flood Insurance in Addition to Your Basic Homeowners Insurance Policy

If you have homeowners insurance, your coverage likely provides provisions for certain types of water damage; flood damage, however, is not covered. Flood insurance coverage must be purchased with a separate policy. Definition of Water Damage: Water damage is damage that occurs prior to water touching the ground, for example: Broken pipes Breaking [...]

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A Variety of Homeowners Insurance – Get the Coverage You Need

If you are a homeowner, it is likely that your single largest investment is your home. Protecting it from theft or disaster with insurance is crucial and should be one of your highest priorities. Purchasing homeowners insurance will give you the peace of mind that comes from knowing you are prepared should an unexpected situation [...]

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Protecting Your Most Valuable Asset With Homeowner’s Insurance

There are many myths that surround the purchase of homeowner’s insurance of which you should be aware. Here are just a few: Myth #1: All home insurance will cover flood damage. Fact: Your homeowner’s insurance may not (and probably doesn’t) cover damage to your home caused by flooding. If your home is in an area at risk [...]

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Homeowner’s Insurance – Specific Do’s and Dont’s You Should Be Aware Of

We all want the perfect insurance policy to cover our home – inexpensive rates with excellent coverage; is it possible to have both? The answer, wonderfully, is “yes, you can!” Tips on getting the coverage you need at a price you can afford: DO: Compare multiple rates from various companies using a homeowner’s insurance shopping site. DON’T: [...]

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