Tag Archive | "Health Insurance"
Health Insurance Reform Terminology Defined
Talk of “health insurance reform” is everywhere these days, but all the terminology involved can be quite confusing. If you feel you need a bit of a lesson on the definitions of healthcare insurance reform terms, the following may help: Fee for Service – this is how the doctors get paid. Each service the doctor provides [...]
Continue reading...Health Insurance Execs Meet at White House to Discuss Posting Information Online
Thursday, March 4, 2010
Top health insurance execs met at a White House meeting after which Health Secretary Kathleen Sebelius stated that she wants insurance companies to post rate increase information online as well as financial data to back them up. “This market doesn’t work,” Sebelius said, “but in the meantime, we want to shine a bright light.” She also commented, [...]
Continue reading...Health Insurance Rate Increase Is Cause for Many to Be Concerned
Thursday, February 25, 2010
Although a health insurance rate hike will be difficult for most customers right now, considering the state of the economy, the head of the major health insurer in California believes it necessary to boost rates by 39% in order to cover the soaring medical costs of today. Angela Braly, the president of WellPoint, Inc., based in [...]
Continue reading...Learning Health Insurance Terminology Can Help You Determine Which Plan is Right for You
Tuesday, February 23, 2010
INSURANCE TERMINOLOGY YOU NEED TO KNOW: Premium: this is the amount you pay to the insurance company each month to keep your coverage. Co-payment: widely termed “co-pay,” this is the specific amount of money you are required to pay to the provider when you receive services. Many plans require a co-pay for office visits and prescription medications. Deductible: [...]
Continue reading...Knowing Plan Terminology Can Be Helpful When Shopping for Health Insurance
Monday, February 22, 2010
When you shop for a new health insurance plan, you may feel a bit challenged by health insurance terminology. In order to shop smart, learn the differences between the top four kinds of individual and family plans available: PPO A PPO is an acronym for “Preferred Provider Organization.” These are the most popular in the Family and [...]
Continue reading...Whether You’re Shopping for Auto Insurance or Health Insurance, There Are Things You May Not Know
Tuesday, February 16, 2010
When you’re shopping for insurance, it’s important to know as much as possible in order to compare quotes and find the best insurance for the best price based on your specific needs. The National Association of Insurance Commissioners (NAIC) commissioned a survey to find out the extent of Americans’ knowledge on the subject; their findings [...]
Continue reading...Entrepreneurial Health and Disability Insurance Needs
Tuesday, January 12, 2010
Health and Disability Insurance for the Entrepreneur One of the greatest concerns a self-employed entrepreneur has is finding affordable health insurance and often, as well, disability coverage. There are myriad decisions to make and a vast number of insurance companies to research. One way to research the companies in your area would be to call and [...]
Continue reading...Health Insurance – Difficult to Obtain, but Not Impossible
Wednesday, December 23, 2009
This day and age is probably the toughest health insurance issues my generation will ever see. You may have lost your job or the job you have is dropping your coverage, or maybe they are simply raising your premium and you can no longer afford it. Here are just a few suggestions that may be [...]
Continue reading...Understanding the Health Insurance Selection Process
Friday, December 18, 2009
1. DOES YOUR PLAN COVER YOU ON AND OFF THE JOB? Numerous health insurance plans have specific exclusions that eliminate your benefits for anything that could have been covered under Workers Compensation or similar laws. Now read that last sentence again. COULD HAVE BEEN covered!? That is correct. Most self-employed individuals and even some small business owners do [...]
Continue reading...Insurance Needs of a Home-Based Business Owner
Wednesday, December 16, 2009
When you are just beginning your home-based business purchasing insurance coverage for yourself and your family may not be one of your priorities but it is unwise not to make it such. If – or more likely WHEN – disaster strikes, having insurance will make the difference between your business’s success or its failure. Though you [...]
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Tuesday, April 13, 2010
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