InsuranceThought — Blogs About Insurance

Reasons You Need Flood Insurance in Addition to Your Basic Homeowners Insurance Policy

If you have homeowners insurance, your coverage likely provides provisions for certain types of water damage; flood damage, however, is not covered. Flood insurance coverage must be purchased with a separate policy. Definition of Water Damage: Water damage is damage that occurs prior to water touching the ground, for example: Broken pipes Breaking [...]

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Protecting Your Most Valuable Asset With Homeowner’s Insurance

There are many myths that surround the purchase of homeowner’s insurance of which you should be aware. Here are just a few: Myth #1: All home insurance will cover flood damage. Fact: Your homeowner’s insurance may not (and probably doesn’t) cover damage to your home caused by flooding. If your home is in an area at risk [...]

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