InsuranceThought — Blogs About Insurance

Tips to Determine the Insurance Needs of Your Business

As a business owner, the level of insurance coverage you obtain is completely up to you; you, of course, will want to be sure you are adequately protected, while not paying for insurance that has no relevance to your business. Take into consideration the following when deciding on the best coverage for your unique business: Size: Often, businesses [...]

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Entrepreneurial Health and Disability Insurance Needs

Health and Disability Insurance for the Entrepreneur One of the greatest concerns a self-employed entrepreneur has is finding affordable health insurance and often, as well, disability coverage. There are myriad decisions to make and a vast number of insurance companies to research. One way to research the companies in your area would be to call and [...]

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When You Need Short-Term Disability Insurance

Qualifying for Short-Term Disability Oftentimes employees who need a brief break from work-related duties due to a particular medical condition or an injury are eligible for short-term disability benefits once he or she has depleted all of the sick leave to which he or she is entitled. Many employers will provide their employees with short-term disability benefits [...]

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Insurance Needs of a Home-Based Business Owner

When you are just beginning your home-based business purchasing insurance coverage for yourself and your family may not be one of your priorities but it is unwise not to make it such. If – or more likely WHEN – disaster strikes, having insurance will make the difference between your business’s success or its failure. Though you [...]

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Insurance for Your Business – What Do You Need Most?

There are, as most of us are aware, myriad types of insurance to consider when thinking of what type is right for your particular business, some, of course, being more important than others. Some common forms of business insurance include: 1. Worker’s compensation 2. Malpractice and errors and omissions coverage 3. Disability insurance 4. Liability insurance that covers premises, activities, and products 5. Business interruption insurance 6. Unemployment [...]

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The Importance of Liability Insurance for the Small Business Owner

Video:  How to Protect Your Assets As a business owner, one of your primary responsibilities is protecting your business, yourself, your employees, and your family against financial disaster by ensuring you have a business liability insurance policy. Essentially, there are three types of liability insurance: General Liability Insurance, which will cover any legal suit that is related to [...]

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Life Insurance For Business Owners – A Top Financial Priority

A top financial priority as a business owner should be the purchase of a life insurance policy. With so much at risk and no group policy to cover your family when they would need it the most, life insurance needs to be at the top of your list of business expenses. As the owner of a [...]

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