InsuranceThought — Blogs About Insurance

Entrepreneurial Health and Disability Insurance Needs

Health and Disability Insurance for the Entrepreneur One of the greatest concerns a self-employed entrepreneur has is finding affordable health insurance and often, as well, disability coverage. There are myriad decisions to make and a vast number of insurance companies to research. One way to research the companies in your area would be to call and [...]

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Understanding the Health Insurance Selection Process

1. DOES YOUR PLAN COVER YOU ON AND OFF THE JOB? Numerous health insurance plans have specific exclusions that eliminate your benefits for anything that could have been covered under Workers Compensation or similar laws. Now read that last sentence again. COULD HAVE BEEN covered!? That is correct. Most self-employed individuals and even some small business owners do [...]

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When You Need Short-Term Disability Insurance

Qualifying for Short-Term Disability Oftentimes employees who need a brief break from work-related duties due to a particular medical condition or an injury are eligible for short-term disability benefits once he or she has depleted all of the sick leave to which he or she is entitled. Many employers will provide their employees with short-term disability benefits [...]

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Insurance Needs of a Home-Based Business Owner

When you are just beginning your home-based business purchasing insurance coverage for yourself and your family may not be one of your priorities but it is unwise not to make it such. If – or more likely WHEN – disaster strikes, having insurance will make the difference between your business’s success or its failure. Though you [...]

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Five Kinds of Travel Insurance to Consider

The key salesperson for your firm has an important client meeting and the flight, hotel, and other necessary travel plans have been made – more than $3,000 worth of plans that is. But something has happened and the trip must be cancelled; then what? Are you simply out $3,000 or can you count on business [...]

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