InsuranceThought — Blogs About Insurance

Two former Nebraska City brokers, Rebecca Engle and Brian Schuster (former football fullback for Nebraska), accused of defrauding investors out of over $20 million will be brought to trial due to Gage County District Court Judge Paul Korslund’s decision that prosecutors have enough evidence.
Engle and Schuster have been accused of selling risky investments to [...]

California is once again making headlines where healthcare is concerned; resident of Marin County, Mary Feller, has decided to sue the largest for-profit health insurer on behalf of Californian policyholders who are said to have been pushed into taking coverage with higher deductibles and fewer benefits.
Feller, who is particularly worried about her cancer-surviving 26-year-old daughter [...]

VP Biden Retirement Worker Program
On Friday, February 26, 2010, Vice President Biden proposed that new rules be put into effect to help protect workers’ retirement savings; this proposal is part of a broader effort by the government to help middle class voters improve their financial situations.
A year-old panel, led by Biden, is assigned with the [...]

An insurance company will use a variety of factors when determining your insurance credit score.
Some examples of those factors are the following:

Public records: collections, bankruptcy, liens, foreclosures, etc.
Past payment history: how many and how often you have made late payments.
Number of open lines of credit: how many credit cards you have in your name.
The [...]

Although a health insurance rate hike will be difficult for most customers right now, considering the state of the economy, the head of the major health insurer in California believes it necessary to boost rates by 39% in order to cover the soaring medical costs of today.
Angela Braly, the president of WellPoint, Inc., based in [...]

INSURANCE TERMINOLOGY YOU NEED TO KNOW:
Premium: this is the amount you pay to the insurance company each month to keep your coverage.
Co-payment: widely termed “co-pay,” this is the specific amount of money you are required to pay to the provider when you receive services. Many plans require a co-pay for office visits and prescription medications.
Deductible: [...]

When you shop for a new health insurance plan, you may feel a bit challenged by health insurance terminology. In order to shop smart, learn the differences between the top four kinds of individual and family plans available:
PPO
A PPO is an acronym for “Preferred Provider Organization.” These are the most popular in the Family and [...]

Like so many things, individuals’ insurance needs have changed in the face of the current down-turned economy. Young adults and new college graduates have so few options, with such a limited number of job opportunities, that many are finding themselves back at home with Mom and Dad, perhaps believing that despite not having a job, [...]

Although the point of paying expensive insurance premiums every month is obviously to keep ourselves protected should we fall ill or become injured, insurance companies, unfortunately will likely try to find an excuse not to pay a claim if and when you do need to make one. If your insurance company tries to wriggle its [...]

Dental Discount Plans vs. Dental Insurance
While dental insurance and dental discounts essentially have the same purpose – saving money on your dental care – each does so in a different manner. Dental insurance will pay for part or all of the work done on a patient, whereas a dental discount plan will require the patient [...]