InsuranceThought — Blogs About Insurance

Business Owner’s Policies Help Protect Your Company When Disaster Strikes

There are essentially three kinds of insurance available that can help you protect your business: liability, property, workers’ compensation.
All 50 states require businesses to have workers’ compensation insurance, while property and liability are not always mandatory. It makes a lot of sense, however, to protect your company with as much insurance as possible; after all, [...]

Tips to Determine the Insurance Needs of Your Business

As a business owner, the level of insurance coverage you obtain is completely up to you; you, of course, will want to be sure you are adequately protected, while not paying for insurance that has no relevance to your business.
Take into consideration the following when deciding on the best coverage for your unique business:
Size:
Often, businesses [...]

Insurance Needs of a Home-Based Business Owner

When you are just beginning your home-based business purchasing insurance coverage for yourself and your family may not be one of your priorities but it is unwise not to make it such. If – or more likely WHEN – disaster strikes, having insurance will make the difference between your business’s success or its failure.
Though you [...]

Five Kinds of Travel Insurance to Consider

The key salesperson for your firm has an important client meeting and the flight, hotel, and other necessary travel plans have been made – more than $3,000 worth of plans that is. But something has happened and the trip must be cancelled; then what? Are you simply out $3,000 or can you count on business [...]

Insurance for Your Business – What Do You Need Most?

There are, as most of us are aware, myriad types of insurance to consider when thinking of what type is right for your particular business, some, of course, being more important than others.
Some common forms of business insurance include:
1. Worker’s compensation
2. Malpractice and errors and omissions coverage
3. Disability insurance
4. Liability insurance that covers premises, activities, and products
5. Business interruption insurance
6. Unemployment [...]

Insurance Quotes for Small Business Owners – More Than Just a Matter of Cost

Though most of us have extensive time constraints with all we have going on with our business and family lives, it’s important to spend time to getting the insurance quotes necessary to make the best possible choice. In the long run, it will be worth the time spent – you will get the coverage you [...]

Four Types of Insurance that Could Save Your Small Business

Most of us realize that running a small business comes with its share of risks often undermining the rewards of such an endeavor. Whether you’ve considered it or not, having your small business insured is imperative to its survival; should the unthinkable become a realization, it could easily be the downfall of your company. In [...]

The Importance of Liability Insurance for the Small Business Owner

Video:  How to Protect Your Assets
As a business owner, one of your primary responsibilities is protecting your business, yourself, your employees, and your family against financial disaster by ensuring you have a business liability insurance policy.
Essentially, there are three types of liability insurance:

General Liability Insurance, which will cover any legal suit that is related to [...]

Life Insurance For Business Owners – A Top Financial Priority

A top financial priority as a business owner should be the purchase of a life insurance policy. With so much at risk and no group policy to cover your family when they would need it the most, life insurance needs to be at the top of your list of business expenses.
As the owner of a [...]