InsuranceThought — Blogs About Insurance

How a Diagnosis of Anxiety or Depression Can Affect Your Life Insurance Rates

It’s always best to visit a doctor when you are experiencing anxiety or extreme, unexplained sadness – only a doctor can diagnose what might be going on – but you should be aware that this can affect your life insurance rates or possibly result in a denial of your application.
Because The Centers for Disease Control [...]

Lost Life Insurance Policy? How to Still Claim Your Benefits

If a relative, who has named you as the beneficiary of his or her life insurance policy, has died, are you still eligible to receive the death benefit if you are unable to find the policy and have no idea which company it is with?
Let’s take a look:
If you are able to find the lost [...]

Life Insurance Can Help Ensure You Have Enough Income When You Retire

Life insurance is the new answer for business owners who face retirement; let’s face it, the economy may or may not turn around enough – or soon enough – to allow you to retire comfortably. Life insurance can help.
Because of the financial difficulties the U.S. has lately faced, many future retirees have recently developed gaps [...]

Is Aflac the Insurance It’s “Quacked” Up To Be?

Most people would probably agree that the Aflac duck is adorable and a great marketing tool; what everyone can’t agree on is whether or not it’s wise to choose one of their many insurance policies.
Aflac, a Fortune 500 company based in Columbus, Georgia and founded in 1955 by the Amos brothers, Paul, Bill, and John, [...]

Some Insurance Companies Engage in a Practice Known as “Bad Faith”

Although the point of paying expensive insurance premiums every month is obviously to keep ourselves protected should we fall ill or become injured, insurance companies, unfortunately will likely try to find an excuse not to pay a claim if and when you do need to make one. If your insurance company tries to wriggle its [...]

Whether You’re Shopping for Auto Insurance or Health Insurance, There Are Things You May Not Know

When you’re shopping for insurance, it’s important to know as much as possible in order to compare quotes and find the best insurance for the best price based on your specific needs. The National Association of Insurance Commissioners (NAIC) commissioned a survey to find out the extent of Americans’ knowledge on the subject; their findings [...]

Life Insurance Helps to Safeguard You and Your Family

Becoming a parent is one of the biggest life changing events there is. When you become a parent, one of the first things you need to think about is how your life insurance needs to be updated to be sure everyone relying on your income will be provided for. Great peace of mind can come [...]

Safeguard Your Loved Ones with Permanent Life Insurance

Insurance that will last to the end of your life is called Permanent Life Insurance, sometimes called “cash-value” insurance because, as you pay your premiums, your policy grows in its cash value. Though permanent life is somewhat costlier than term life insurance, you can, with permanent, borrow against its cash value or cash it in [...]

How to Choose the Best Provider for Your Insurance Needs

When you purchase insurance, whether it be auto, health, home, renters or life, choosing the right provider should be a major part of your decision-making process. You should remember that cost alone should not be the only deciding factor of who to buy your insurance from. Whichever provider you decide upon, your agent should help [...]

Safeguard Your Family During Economically Difficult Times with Term Life Insurance

Due to the current economic issues most of us are facing, many of us are looking for every way possible to cut expenses. When it comes to considering making a cut to your life insurance policy, however, you may want to think twice before you cancel it altogether.

The Need for Term Life Insurance in Difficult [...]