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Business Owner’s Policies Help Protect Your Company When Disaster Strikes
There are essentially three kinds of insurance available that can help you protect your business: liability, property, workers’ compensation.
All 50 states require businesses to have workers’ compensation insurance, while property and liability are not always mandatory. It makes a lot of sense, however, to protect your company with as much insurance as possible; after all, [...]
Tips to Determine the Insurance Needs of Your Business
15. March 2010
As a business owner, the level of insurance coverage you obtain is completely up to you; you, of course, will want to be sure you are adequately protected, while not paying for insurance that has no relevance to your business.
Take into consideration the following when deciding on the best coverage for your unique business:
Size:
Often, businesses [...]
Entrepreneurial Health and Disability Insurance Needs
12. January 2010
Health and Disability Insurance for the Entrepreneur
One of the greatest concerns a self-employed entrepreneur has is finding affordable health insurance and often, as well, disability coverage. There are myriad decisions to make and a vast number of insurance companies to research. One way to research the companies in your area would be to call and [...]
Understanding the Health Insurance Selection Process
18. December 2009
1. DOES YOUR PLAN COVER YOU ON AND OFF THE JOB?
Numerous health insurance plans have specific exclusions that eliminate your benefits for anything that could have been covered under Workers Compensation or similar laws. Now read that last sentence again.
COULD HAVE BEEN covered!?
That is correct. Most self-employed individuals and even some small business owners do [...]
Insurance Needs of a Home-Based Business Owner
16. December 2009
When you are just beginning your home-based business purchasing insurance coverage for yourself and your family may not be one of your priorities but it is unwise not to make it such. If – or more likely WHEN – disaster strikes, having insurance will make the difference between your business’s success or its failure.
Though you [...]
2. April 2010
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