InsuranceThought — Blogs About Insurance

Attaining Auto Insurance After a DUI Conviction

Being convicted of driving under the influence (DUI) can pose some serious challenges when you need to insure your car. Your insurance will increase, but there are ways to find affordable insurance, even after making this kind of mistake.
DUI Forgiveness

There are some auto insurers that will forgive a first at-fault accident, but, unfortunately, there [...]

Save Money on Auto Insurance for New Teen Drivers

As a kid, you’ve excitedly looked forward to the day you can get your driver’s license and the freedom that comes along with it. Once you’ve passed the driving exam and gotten your license you probably can’t wait to grab the keys, hop in the car, and go for a spin.
In the midst of this [...]

Always Opt for the Most Auto Insurance Coverage You Can Afford

When you are shopping for auto insurance, you will probably find that virtually every car insurance company will offer a low interest insurance price quote due to the stiff competition of the market today. When such inexpensive rate quotes become a constant, you should delve further and seek out more information to find the insurance [...]

Travelers Auto Insurance Mobile Apps Will Help to Expedite Claims

If you carry auto insurance with Travelers, you may be glad to know that Travelers’ first mobile applications have been debuted. Applications are now available for iPhone – Auto Accident Help – and BlackBerry smartphones – Quick Connect. Both of Travelers’ apps are free of charge; Auto Accident Help can be found at the iTunes [...]

Making a Claim for Hail Damage to Your Vehicle Shouldn’t Raise Your Insurance Premiums

Spring is obviously (at least here in Indiana it is!) right around the corner, so the season for hailstorms will soon be upon us. Unfortunately, hail can cause quite a bit of damage to your automobile; luckily most hailstorms are pretty innocuous!
If your vehicle sustains damage from a hailstorm, it is sometimes difficult to decide [...]

How Credit History Affects Car Insurance Rates

An insurance company will use a variety of factors when determining your insurance credit score.
Some examples of those factors are the following:

Public records: collections, bankruptcy, liens, foreclosures, etc.
Past payment history: how many and how often you have made late payments.
Number of open lines of credit: how many credit cards you have in your name.
The [...]

Young Adults Who Live With Their Parents Must Be Sure They Have Proper Insurance Coverage

Like so many things, individuals’ insurance needs have changed in the face of the current down-turned economy. Young adults and new college graduates have so few options, with such a limited number of job opportunities, that many are finding themselves back at home with Mom and Dad, perhaps believing that despite not having a job, [...]

Some Insurance Companies Engage in a Practice Known as “Bad Faith”

Although the point of paying expensive insurance premiums every month is obviously to keep ourselves protected should we fall ill or become injured, insurance companies, unfortunately will likely try to find an excuse not to pay a claim if and when you do need to make one. If your insurance company tries to wriggle its [...]

Whether You’re Shopping for Auto Insurance or Health Insurance, There Are Things You May Not Know

When you’re shopping for insurance, it’s important to know as much as possible in order to compare quotes and find the best insurance for the best price based on your specific needs. The National Association of Insurance Commissioners (NAIC) commissioned a survey to find out the extent of Americans’ knowledge on the subject; their findings [...]

Being Rejected by Your Auto Insurance Company for a Claim Can Cost You a Fortune

Auto insurance is incredibly valuable if you are involved in an accident, therefore it is imperative to purchase your insurance from a reputable, reliable company. Should you choose to insure with a company with internal asset problems, you may be left in financial ruin if you are at fault in a car accident, not [...]